Although it is still August, here is Pennsylvania, there are signs of fall.  The air is cooler and our garden is transitioning from the vibrant colors of spring and summer to more earthy shades.  Another sign that change is here is that the neighborhood is quieter and some social posts…

 In previous blogs, I have mentioned ideas for saving in small ways. Now, let’s look at the bigger economic picture in terms of your money management, long term financial planning, and estate planning.  As a former teacher, I always reminded my students that “sometimes you don’t know what you don’t…

In my last blog post, I mentioned that there were some apps for your phone that could make you more mindful about saving money.   Since your phone is your constant companion, it makes sense that it could have some tools that help you see where the money is going, in…